PayPal Debit Card

Shop. Tap. Get cash back.

The PayPal Debit Card lets you spend your PayPal balance in store anywhere Mastercard is accepted. Plus, get cash back1 with PayPal Rewards on eligible purchases.²

Request Your CardGet the App
PayPal Balance account is required to get the card.3
An illustration of the PayPal Cash Card

A debit card with cash back

Get cash back

Earn PayPal Rewards points on eligible everyday purchases, and redeem them for cash back and other options.¹

Tap, insert, or swipe

Check out securely at stores with a swipe or tap of your card anywhere Mastercard is accepted.

Quick cash at ATMs

Withdraw cash worldwide. Do it with no fees at 37,000+ MoneyPass® ATMs.⁴

No monthly fee

No credit check either.² Easy.

The everyday card for everyday spending

Check your balance

Open your app. Check your PayPal balance. Then pay anywhere Mastercard is accepted. You’ll get cash back on eligible purchases.

Get the PayPal app  

Shop in store

Use your PayPal Debit Card anywhere Mastercard is accepted. And don’t forget to check the debit card hub in the app to get new cash back offers on everyday purchases like coffee, gas, and groceries.1

Request your card  

Get cash back

Earn PayPal Rewards points on eligible purchases.2 Redeem points for cash (we’ll drop it into your PayPal balance). Or opt for shopping credits and more. Stay on top of it in the app.

More about PayPal Rewards  

Put money in your balance, day or night

The PayPal Debit Card makes it easy to pay with your PayPal balance at stores you love. Make the most of everyday purchases anywhere Mastercard is accepted.

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No monthly fees, no minimum balance fees.

And no credit check with the PayPal Debit Card1

$0
US transaction fees
$0
Withdrawals at MoneyPass ATMs4
2.5%
Foreign transaction fee
$2.5
For withdrawals at non-MoneyPass ATMs5

Stay on top of where your money goes.

More about pricing  

What a rewarding debit card looks like

Save offers

Get cash back on eligible everyday purchases each month in the app’s debit card hub.

Track activity

Track your spending activity, active offers, and cash back rewards all from the app.

Manage your card

Take charge of your debit card’s cash balance, security, and more under the Manage tab right from your phone.

Frequently asked questions

Find more ways to manage your money

Savings
 
Direct Deposit
 
Add Cash
 
Crypto
 
Cash a Check
 
Pay Bills
 

Join the millions around the world who love PayPal

Easily and securely spend, send, and manage your transactions—all in one place. Download the app on your phone or sign up for free online.

Scan the code or enter your number to get the app.

A QR code you can scan with the camera on your phone to download the PayPal app
By clicking Send Link you agree to receive a text message with a link to the PayPal app. Message and data rates may apply.
Create your link
1
Eligible items only. Redeem points for cash and other options. Account with PayPal in good standing required. Terms and exclusions apply.
2
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This is a debit card linked to your PayPal Balance account and is not a credit card. Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal.
PayPal is not a bank and does not itself take deposits. You will not receive any interest, credit, or other earnings on the funds in your PayPal Balance account. Your U.S. dollar PayPal Balance funds are placed in one or more FDIC insured Program Banks where they are eligible for FDIC pass-through insurance up to applicable limits only if you have opened a PayPal Debit Card account, have enrolled in Direct Deposit, or have bought or received cryptocurrency with your PayPal Balance account. FDIC insurance does not protect you against the failure of PayPal. See PayPal Balance Terms and Conditions.
3
A PayPal Balance account is required to get the card.
Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.
4
ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.5 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.
5
Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Balance account.
6
Direct Deposit is subject to the payor's support of this feature. Funds deposited via Direct Deposit will generally be available on the day we receive the funds transfer. You may review activity on your periodic statements or transaction history on www.PayPal.com, or call Customer Service at 1-888-221-1161 to verify receipt. We reserve the right to accept, reject, or limit transfers via Direct Deposit in our sole discretion. If you wish to cancel Direct Deposits, you must contact your employer. PayPal does not charge any fee to set up or maintain Direct Deposit. Refer to your PayPal User Agreement for complete Direct Deposit details.
Once it's set up, Direct Deposit usually takes two (2) pay cycles to begin, but can vary across employers. Please check with your employer for specific timing.
7
New Direct Deposit enrollees will be eligible for early access, subject to the terms and conditions. The early access feature will be made available to all eligible Direct Deposit customers in the coming months. Early access can allow a user to access their funds up to 2 days early. Early access to funds depends on when we get payment instructions from the payor (your employer or government agency). When we get funds before the scheduled payment date, your money can be made available up to 2 days sooner than scheduled. Availability and timing can vary based on the payor and when we get payment instructions. Once the funds are received, they will be deposited directly into your PayPal balance.
8
The Cash a Check feature is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees and terms apply. All checks subject to review for approval. Unapproved checks will not be funded to your account. For more details, see the terms and conditions.

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